Author: Ben Johnson

If you receive most of your compensation in the form of company stock, you have both a golden opportunity, and one that’s easy to squander. If managed thoughtfully and responsibly, however, concentrated, company stock can place you on a clear pathway to financial independence. Major Pitfalls to Avoid: Inertia – This is...

I heard something last week at church that got my attention: “Life is not about having enough bread, it’s about sharing the bread.” This really struck a chord with me since I’m a professional barn builder, meaning that I help people accumulate wealth. After spending almost 20 years around some of...

If you are focused on using a smart portfolio approach as we discussed in a previous post, you can create additional returns to your portfolio while using a cost-effective and efficient management strategy. Several studies, including one by Vanguard, have concluded investors can add anywhere from 2-4 percent in excess returns per year by following some straightforward steps that have nothing to do with beating an index.

Saving up for a comfortable and also fulfilling retirement can feel like a daunting quest, partly because it is difficult to predict your discretionary spending needs decades into the future. As a result, you could end up constantly questioning whether you are saving enough. Beyond providing for the basics like...